International Journal of Academic Research and Development

International Journal of Academic Research and Development


International Journal of Academic Research and Development
International Journal of Academic Research and Development
Vol. 3, Issue 6 (2018)

Evaluation of access to credit influence on subjective well-being of women employees in the county government of Kakamega


Bonface Imbali Mudi, Juliane Waswa, Albert Inzoya Nabwayo

The fifth Sustainable Development Goal (SDG 5) communicates that by 2030 all countries, Kenya included, need to achieve gender equality and empower all women and girls. gender equality practices including access to credit which is a facet of was first declared a development issue in the United Nations Charter of 1945, and was subsequently addressed in the Universal Declaration of Human Rights (1948), the Millennium Development Goals (MDGs) of 2000 and the Sustainable Development Goals (SDGs) of 2015 (Kivoi, 2014), agreed upon by 193 countries in September 2015. This study sought to evaluate access to credit influence on subjective well-being of women employees in the county government of Kakamega. The study embraced descriptive survey design, which guaranteed ease in understanding the intuition about the research problem. Primary data from a sample of women employees and members of the County Assembly of Kakamega making a total of 1,078 formed the target population. A sample size of 291 respondents was used to represent the target population. A self-administered questionnaire was used for data collection. The questionnaire was pilot tested on 5% of the sample size to ensure that it was manageable, applicable and effective. The collected data was analyzed using inferential and descriptive statistics. The study applied chi-square technique to evaluate access to credit influence on subjective well-being among women employees in the County Government of Kakamega. The study findings showed a significant relationship between access to credit (χ2 (1) = 113.587, p < 0.01) on subjective well-being. The alternative hypothesis was not rejected as it significantly affected subjective well-being of women employees. It was thus recommended that the County Government of Kakamega needs to enhance access to credit among women employees in order to accelerate their subjective well-being.
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How to cite this article:
Bonface Imbali Mudi, Juliane Waswa, Albert Inzoya Nabwayo. Evaluation of access to credit influence on subjective well-being of women employees in the county government of Kakamega. International Journal of Academic Research and Development, Volume 3, Issue 6, 2018, Pages 109-113
International Journal of Academic Research and Development International Journal of Academic Research and Development